html{box-sizing:border-box;font-size:16px}
body{margin:0;padding:0;font-family:'Nunito',sans-serif;background:linear-gradient(137deg,#FFF9F4 0%,#FFECD9 100%);color:#2A2A2A;line-height:1.6}
*,:before,:after{box-sizing:inherit}
.hdrholder{max-width:1440px;margin:0 auto;padding:18px 40px;display:flex;align-items:center;justify-content:space-between;background:#C84427;box-shadow:0 4px 12px #c8442726}
.logowrap{flex-shrink:0}
.logoimg{height:85px;width:85px;display:block;background:#fff;border-radius:8px;padding:8px;box-shadow:0 3px 8px #0000001f}
.companyident{flex-grow:1;text-align:center}
.compname{font-size:32px;font-weight:700;color:#FFF;letter-spacing:.5px}
.navprimary{display:flex;gap:32px;align-items:center;flex-shrink:0}
.navlnk{color:#FFF;text-decoration:none;font-size:16px;font-weight:600;padding:10px 16px;border-radius:6px;transition:background .3s ease,transform .2s ease;white-space:nowrap}
.navlnk:hover{background:#ffffff26;transform:translateY(-2px)}
.navlnk--highlight{background:#1F4AB5;box-shadow:0 4px 10px #1f4ab54d}
.navlnk--highlight:hover{background:#1a3d99;transform:translateY(-3px);box-shadow:0 6px 14px #1f4ab566}
main{min-height:300px}
.ftholder{max-width:1440px;margin:0 auto;padding:60px 40px 40px;background:#1a1a1a;display:grid;grid-template-columns:repeat(3,1fr);gap:50px}
.ftcol{color:#E8E8E8}
.fthdng{font-size:20px;font-weight:700;margin:0 0 20px;color:#FFD9AE}
.fttxt{font-size:15px;line-height:1.7;margin:0 0 24px;color:#D1D1D1}
.ftcontact{margin-top:20px}
.ftcontactitem{font-size:14px;margin:12px 0;display:flex;align-items:center;gap:10px;color:#D1D1D1}
.ftcontactitem i{color:#C84427;font-size:18px}
.ftlist{list-style:none;padding:0;margin:0}
.ftlist li{margin:12px 0}
.ftlink{color:#D1D1D1;text-decoration:none;font-size:15px;transition:color .3s ease,padding-left .3s ease;display:inline-block}
.ftlink:hover{color:#FFD9AE;padding-left:6px}
.ftbtm{background:#0f0f0f;text-align:center;padding:24px 40px}
.ftcopy{margin:0;font-size:14px;color:#999}
.cookiepanel{position:fixed;top:33.33%;left:40px;width:480px;background:#FFF;border-radius:20px;box-shadow:0 16px 48px #00000040;padding:32px;z-index:10000;transform:perspective(800px) rotateY(-90deg);transform-origin:left center;opacity:0;transition:transform .5s cubic-bezier(0.68,-0.55,0.27,1.55),opacity .5s ease}
.cookiepanel--visible{transform:perspective(800px) rotateY(0deg);opacity:1}
.cookiepanel__inner{display:flex;flex-direction:column;gap:24px}
.cookiepanel__top{border-bottom:2px solid #FFD9AE;padding-bottom:20px}
.cookiepanel__title{margin:0 0 12px;font-size:24px;font-weight:700;color:#C84427}
.cookiepanel__desc{margin:0 0 16px;font-size:14px;color:#555;line-height:1.6}
.cookiepanel__policylink{font-size:13px;color:#1F4AB5;text-decoration:none;font-weight:600}
.cookiepanel__policylink:hover{text-decoration:underline}
.cookiepanel__grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.cookiecard{background:linear-gradient(135deg,#FFF9F4 0%,#FFE8D1 100%);border-radius:12px;padding:16px;box-shadow:0 3px 8px #00000014}
.cookiecard__hd{display:flex;align-items:center;gap:10px;margin-bottom:10px}
.cookiechk{width:18px;height:18px;cursor:pointer}
.cookielbl{font-size:15px;font-weight:700;color:#2A2A2A;cursor:pointer;margin:0}
.cookiecard__txt{margin:0;font-size:13px;color:#666;line-height:1.5}
.cookiepanel__optout{background:#FFF3E6;border-radius:10px;padding:16px;border-left:4px solid #C84427}
.cookieoptout{display:flex;align-items:center;gap:12px;cursor:pointer;margin:0}
.cookieoptout__txt{font-size:14px;font-weight:600;color:#2A2A2A}
.cookiepanel__actions{display:flex;flex-direction:column;gap:12px}
.cookiebtn{padding:14px 24px;border:none;border-radius:10px;font-size:15px;font-weight:700;cursor:pointer;font-family:'Nunito',sans-serif;transition:transform .2s ease,box-shadow .3s ease}
.cookiebtn:hover{transform:translateY(-3px)}
.cookiebtn--primary{background:linear-gradient(135deg,#C84427 0%,#A13318 100%);color:#FFF;box-shadow:0 6px 16px #c844274d}
.cookiebtn--primary:hover{box-shadow:0 8px 20px #c8442766}
.cookiebtn--secondary{background:#E8E8E8;color:#2A2A2A;box-shadow:0 4px 10px #0000001a}
.cookiebtn--secondary:hover{box-shadow:0 6px 14px #00000026}
.cookiebadge{position:fixed;bottom:30px;left:30px;z-index:9999}
.cookiebadge__btn{width:60px;height:60px;border-radius:50%;background:linear-gradient(135deg,#1F4AB5 0%,#163A91 100%);border:none;color:#FFF;font-size:24px;cursor:pointer;box-shadow:0 6px 18px #1f4ab566;transition:transform .3s ease,box-shadow .3s ease}
.cookiebadge__btn:hover{transform:translateY(-4px) scale(1.05);box-shadow:0 10px 24px #1f4ab580}
@media (max-width: 1024px) {
.hdrholder{flex-wrap:wrap;padding:16px 30px}
.logowrap{order:1;width:100%;text-align:center;margin-bottom:16px}
.companyident{order:2;width:100%;margin-bottom:12px}
.navprimary{order:3;width:100%;justify-content:center;flex-wrap:wrap;gap:16px}
.ftholder{grid-template-columns:1fr;gap:40px;padding:40px 30px 30px}
.cookiepanel{left:20px;right:20px;width:auto;top:50%;transform:perspective(800px) rotateY(-90deg) translateY(-50%)}
.cookiepanel--visible{transform:perspective(800px) rotateY(0deg) translateY(-50%)}
.cookiepanel__grid{grid-template-columns:1fr}
}
@media (max-width: 640px) {
.hdrholder{padding:14px 20px}
.compname{font-size:26px}
.logoimg{height:70px;width:70px}
.navprimary{gap:12px}
.navlnk{font-size:14px;padding:8px 12px}
.ftholder{padding:30px 20px 20px}
.cookiepanel{padding:24px;border-radius:16px}
.cookiepanel__title{font-size:20px}
.cookiebadge{bottom:20px;left:20px}
.cookiebadge__btn{width:50px;height:50px;font-size:20px}
}
.ftitleholder{position:relative;width:100%;height:100vh;overflow:hidden;display:flex;align-items:flex-end;padding:0;margin:0}
.ftitleholder .bgimg{position:absolute;top:0;left:0;width:100%;height:100%;object-fit:cover;filter:contrast(1.1) saturate(0.8);z-index:1}
.ftitleholder .bgimg::after{content:'';position:absolute;top:0;left:0;width:100%;height:100%;background:linear-gradient(135deg,#c84427bf 0%,#1f4ab5a6 100%);mix-blend-mode:multiply}
.ftitleholder .glowlayer{position:absolute;bottom:15%;left:5%;width:320px;height:320px;background:radial-gradient(circle,#ffd9ae59 0%,transparent 70%);filter:blur(48px);z-index:2;pointer-events:none}
.ftitleholder .txtcont{position:relative;z-index:3;max-width:1440px;width:100%;margin:0 auto;padding:0 32px 80px;color:#fff}
.ftitleholder .hdmain{font-size:64px;font-weight:700;line-height:1.15;margin:0 0 24px;letter-spacing:-.02em}
.ftitleholder .descext{font-size:20px;line-height:1.6;max-width:720px;margin:0;opacity:.95}
.ecosys{max-width:1440px;margin:0 auto;padding:120px 32px}
.ecosys .sechd{font-size:48px;font-weight:700;line-height:1.2;margin:0 0 16px;color:#1a1a1a;position:relative;display:inline-block}
.ecosys .sechd::before{content:'';position:absolute;bottom:-4px;left:0;width:64px;height:4px;background:linear-gradient(90deg,#C84427 0%,#1F4AB5 100%);border-radius:2px}
.ecosys .intrp{font-size:18px;line-height:1.7;color:#4a4a4a;margin:32px 0 64px;max-width:820px}
.ecosys .cardgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:32px;margin-bottom:48px}
.ecosys .cardgrid .crd{background:#fff;border-radius:16px;padding:40px 32px;box-shadow:0 4px 16px #0000000f;transition:all .3s ease;border:1px solid #f0f0f0}
.ecosys .cardgrid .crd:hover{transform:translateY(-4px);box-shadow:0 12px 28px #0000001f}
.ecosys .cardgrid .crd .icn{width:56px;height:56px;margin-bottom:24px;display:flex;align-items:center;justify-content:center;background:linear-gradient(135deg,#FFD9AE 0%,#C84427 100%);border-radius:12px;font-size:28px;color:#fff}
.ecosys .cardgrid .crd .crdtitle{font-size:22px;font-weight:700;margin:0 0 12px;color:#1a1a1a}
.ecosys .cardgrid .crd .crddesc{font-size:16px;line-height:1.65;color:#5a5a5a;margin:0}
.ecosys .imgshowcase{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-bottom:56px;border-radius:20px;overflow:hidden}
.ecosys .imgshowcase .imgwrap{position:relative;overflow:hidden;border-radius:12px;aspect-ratio:16/10}
.ecosys .imgshowcase .imgwrap img{width:100%;height:100%;object-fit:cover;transition:transform .5s ease}
.ecosys .imgshowcase .imgwrap:hover img{transform:scale(1.05)}
.ecosys .featlist{display:flex;flex-direction:column;gap:24px}
.ecosys .featlist .fitm{display:flex;align-items:flex-start;gap:20px;padding:24px;background:linear-gradient(135deg,#f9f9f9 0%,#fff 100%);border-radius:12px;border-left:4px solid #1F4AB5}
.ecosys .featlist .fitm .ficon{flex-shrink:0;width:48px;height:48px;display:flex;align-items:center;justify-content:center;background:#1F4AB5;border-radius:8px;color:#fff;font-size:24px}
.ecosys .featlist .fitm .ftxt{flex:1}
.ecosys .featlist .fitm .ftitle{font-size:19px;font-weight:700;margin:0 0 8px;color:#1a1a1a}
.ecosys .featlist .fitm .fdesc{font-size:15px;line-height:1.6;color:#5a5a5a;margin:0}
.qstd{background:linear-gradient(155deg,#1F4AB5 0%,#C84427 100%);padding:100px 32px;position:relative;overflow:hidden}
.qstd::before{content:'';position:absolute;top:-50%;right:-20%;width:600px;height:600px;background:radial-gradient(circle,#ffd9ae26 0%,transparent 70%);border-radius:50%}
.qstd .wrap{max-width:1440px;margin:0 auto;position:relative;z-index:1}
.qstd .hdwht{font-size:44px;font-weight:700;line-height:1.25;margin:0 0 20px;color:#fff}
.qstd .subhd{font-size:19px;line-height:1.7;color:#ffffffeb;margin:0 0 64px;max-width:740px}
.qstd .splitlayout{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.qstd .splitlayout .leftcol{display:flex;flex-direction:column;gap:32px}
.qstd .splitlayout .methcard{background:#ffffff1f;backdrop-filter:blur(16px);border-radius:16px;padding:32px;border:1px solid #fff3;transition:all .3s ease}
.qstd .splitlayout .methcard:hover{background:#ffffff2e;transform:translateX(8px)}
.qstd .splitlayout .methcard .mtitle{font-size:20px;font-weight:700;margin:0 0 12px;color:#fff;display:flex;align-items:center;gap:12px}
.qstd .splitlayout .methcard .mtitle::before{content:'';width:8px;height:8px;background:#FFD9AE;border-radius:50%}
.qstd .splitlayout .methcard .mdesc{font-size:16px;line-height:1.65;color:#ffffffe0;margin:0}
.qstd .splitlayout .rightcol{display:flex;flex-direction:column;gap:24px}
.qstd .splitlayout .rightcol .profcard{background:#fffffff2;border-radius:16px;padding:28px;display:flex;gap:20px;align-items:center;box-shadow:0 8px 24px #00000026}
.qstd .splitlayout .rightcol .profcard .profimg{width:80px;height:80px;border-radius:50%;object-fit:cover;border:3px solid #FFD9AE;flex-shrink:0}
.qstd .splitlayout .rightcol .profcard .profinfo{flex:1}
.qstd .splitlayout .rightcol .profcard .profinfo .profname{font-size:18px;font-weight:700;margin:0 0 4px;color:#1a1a1a}
.qstd .splitlayout .rightcol .profcard .profinfo .profrole{font-size:15px;color:#1F4AB5;margin:0 0 8px;font-weight:600}
.qstd .splitlayout .rightcol .profcard .profinfo .proftext{font-size:14px;line-height:1.6;color:#4a4a4a;margin:0}
.qstd .statbar{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:32px;margin-top:72px}
.qstd .statbar .statitm{text-align:center;padding:24px;background:#ffffff1a;border-radius:12px;border:1px solid #ffffff26}
.qstd .statbar .statitm .statnum{font-size:42px;font-weight:700;color:#FFD9AE;margin:0 0 8px;display:block}
.qstd .statbar .statitm .statlabel{font-size:16px;color:#ffffffe6;margin:0}
@media (max-width: 1024px) {
.ftitleholder .txtcont{padding:0 24px 60px}
.ftitleholder .hdmain{font-size:48px}
.ftitleholder .descext{font-size:18px}
.ecosys{padding:80px 24px}
.ecosys .sechd{font-size:36px}
.ecosys .imgshowcase{grid-template-columns:1fr}
.qstd .splitlayout{grid-template-columns:1fr;gap:48px}
.qstd .hdwht{font-size:36px}
}
@media (max-width: 768px) {
.ftitleholder{height:80vh}
.ftitleholder .txtcont{padding:0 20px 40px}
.ftitleholder .hdmain{font-size:36px}
.ftitleholder .descext{font-size:16px}
.ftitleholder .glowlayer{width:200px;height:200px}
.ecosys{padding:60px 20px}
.ecosys .sechd{font-size:32px}
.ecosys .intrp{font-size:16px;margin:24px 0 40px}
.ecosys .cardgrid{grid-template-columns:1fr;gap:24px}
.qstd{padding:60px 20px}
.qstd .hdwht{font-size:32px}
.qstd .subhd{font-size:17px;margin:0 0 48px}
.qstd .statbar{grid-template-columns:1fr;gap:20px;margin-top:48px}
.qstd .splitlayout .rightcol .profcard{flex-direction:column;text-align:center}
}
.ctpg{max-width:1440px;margin:0 auto;padding:0 20px}
.hdrsec{padding:80px 20px 60px;background:linear-gradient(127deg,#FFD9AE 0%,#fff 45%,#F5F5F5 100%);text-align:center}
.hdrsec .mntitle{font-size:2.8rem;color:#1a1a1a;margin-bottom:20px;font-weight:700;line-height:1.2}
.hdrsec .subtxt{font-size:1.15rem;color:#4a4a4a;max-width:720px;margin:0 auto;line-height:1.7}
.cntctgrid{display:grid;grid-template-columns:1fr;gap:40px;padding:80px 20px;max-width:1200px;margin:0 auto}
.infopnl{background:#fff;padding:45px;border-radius:16px;box-shadow:0 12px 28px #00000014}
.infopnl .secttl{font-size:1.9rem;color:#1a1a1a;margin-bottom:35px;font-weight:600;position:relative;padding-left:18px}
.infopnl .secttl::before{content:'';position:absolute;left:0;top:50%;transform:translateY(-50%);width:6px;height:32px;background:linear-gradient(180deg,#C84427 0%,#1F4AB5 100%);border-radius:3px}
.dtalist{display:flex;flex-direction:column;gap:28px}
.dtarow{display:flex;align-items:flex-start;gap:18px;padding:20px;background:#fafafa;border-radius:12px;transition:all .3s ease}
.dtarow:hover{background:#f5f5f5;transform:translateX(6px);box-shadow:0 4px 12px #0000000f}
.dtarow .icnwrap{width:48px;height:48px;background:linear-gradient(135deg,#C84427 0%,#1F4AB5 100%);border-radius:10px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.dtarow .icnwrap i{font-size:1.5rem;color:#fff}
.dtarow .dtacntnt{flex:1}
.dtarow .dtacntnt .lbl{font-size:.9rem;color:#6a6a6a;margin-bottom:6px;text-transform:uppercase;letter-spacing:.5px;font-weight:500}
.dtarow .dtacntnt .val{font-size:1.1rem;color:#1a1a1a;line-height:1.5;font-weight:500}
.dtarow .dtacntnt a{color:#1F4AB5;text-decoration:none;transition:color .3s ease}
.dtarow .dtacntnt a:hover{color:#C84427}
.frmpnl{background:linear-gradient(145deg,#fff 0%,#f9f9f9 100%);padding:50px 45px;border-radius:20px;box-shadow:0 16px 36px #0000001a}
.frmpnl .frmttl{font-size:2rem;color:#1a1a1a;margin-bottom:15px;font-weight:700}
.frmpnl .frmdesc{font-size:1.05rem;color:#5a5a5a;margin-bottom:35px;line-height:1.6}
.cntctfrm{display:flex;flex-direction:column;gap:24px}
.frmrow{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.fldgrp{display:flex;flex-direction:column;gap:10px}
.fldgrp label{font-size:.95rem;color:#2a2a2a;font-weight:600;letter-spacing:.3px}
.fldgrp input,.fldgrp textarea{padding:14px 18px;border:2px solid #e0e0e0;border-radius:10px;font-size:1rem;color:#1a1a1a;transition:all .3s ease;background:#fff}
.fldgrp input:focus,.fldgrp textarea:focus{outline:none;border-color:#1F4AB5;box-shadow:0 0 0 4px #1f4ab51a}
.fldgrp textarea{min-height:140px;resize:vertical}
.chkbxgrp{padding:22px;background:#f5f5f5;border-radius:12px;border:2px solid #e8e8e8}
.chkbxgrp .chklbl{font-size:.95rem;color:#2a2a2a;font-weight:600;margin-bottom:16px;display:block}
.chkopts{display:flex;flex-direction:column;gap:12px}
.chkitem{display:flex;align-items:center;gap:10px;padding:10px;border-radius:8px;transition:background .3s ease}
.chkitem:hover{background:#ebebeb}
.chkitem input[type="checkbox"]{width:20px;height:20px;cursor:pointer;accent-color:#1F4AB5}
.chkitem label{font-size:.98rem;color:#3a3a3a;cursor:pointer;user-select:none}
.prvchk{display:flex;align-items:flex-start;gap:12px;padding:20px;background:#fff8f5;border-radius:10px;border:2px solid #FFD9AE}
.prvchk input[type="checkbox"]{width:20px;height:20px;margin-top:3px;cursor:pointer;flex-shrink:0;accent-color:#C84427}
.prvchk label{font-size:.92rem;color:#3a3a3a;line-height:1.6;cursor:pointer}
.prvchk label a{color:#1F4AB5;text-decoration:underline;font-weight:600}
.prvchk label a:hover{color:#C84427}
.subwrap{margin-top:10px}
.subbtn{width:100%;padding:16px 32px;background:linear-gradient(135deg,#C84427 0%,#1F4AB5 100%);color:#fff;font-size:1.1rem;font-weight:700;border:none;border-radius:12px;cursor:pointer;transition:all .3s ease;box-shadow:0 8px 20px #c844274d}
.subbtn:hover{transform:translateY(-3px);box-shadow:0 12px 28px #c8442766}
.subbtn:active{transform:translateY(-1px)}
.imgblock{padding:60px 20px;background:linear-gradient(165deg,#f9f9f9 0%,#fff 50%,#f5f5f5 100%)}
.imgblock .imgcntr{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:35px;align-items:center}
.imgblock .imghldr{position:relative;border-radius:20px;overflow:hidden;box-shadow:0 16px 40px #0000001f;transition:all .4s ease}
.imgblock .imghldr:hover{transform:scale(1.03);box-shadow:0 20px 48px #00000029}
.imgblock .imghldr img{width:100%;height:420px;object-fit:cover;display:block}
.imgblock .imghldr::after{content:'';position:absolute;inset:0;background:linear-gradient(180deg,transparent 60%,#0003 100%);opacity:0;transition:opacity .4s ease}
.imgblock .imghldr:hover::after{opacity:1}
@media (max-width: 968px) {
.hdrsec .mntitle{font-size:2.2rem}
.hdrsec .subtxt{font-size:1.05rem}
.cntctgrid{padding:60px 20px}
.frmrow{grid-template-columns:1fr}
.imgblock .imgcntr{grid-template-columns:1fr;gap:30px}
.imgblock .imghldr img{height:340px}
}
@media (max-width: 640px) {
.hdrsec{padding:60px 20px 40px}
.hdrsec .mntitle{font-size:1.85rem}
.hdrsec .subtxt{font-size:1rem}
.infopnl,.frmpnl{padding:35px 25px}
.infopnl .secttl{font-size:1.6rem;margin-bottom:28px}
.frmpnl .frmttl{font-size:1.7rem}
.dtarow{padding:16px}
.dtarow .icnwrap{width:42px;height:42px}
.chkbxgrp{padding:18px}
.imgblock .imghldr img{height:280px}
}
.abtpg{max-width:1440px;margin:0 auto;padding:0}
.hro{background:linear-gradient(142deg,#FFD9AE 0%,#fff 45%,#f8f9fa 100%);padding:80px 20px;position:relative;overflow:hidden}
.hro::before{content:'';position:absolute;top:-50%;right:-20%;width:600px;height:600px;background:linear-gradient(217deg,#1f4ab514 0%,transparent 70%);border-radius:50%}
.hro .inwrp{max-width:900px;margin:0 auto;position:relative;z-index:2}
.hro .hdtxt{font-size:48px;font-weight:700;color:#1a1a1a;margin:0 0 24px;line-height:1.2}
.hro .sbttl{font-size:20px;color:#4a4a4a;line-height:1.6;margin:0}
.stry{display:grid;grid-template-columns:1fr 1fr;gap:60px;padding:100px 20px;max-width:1200px;margin:0 auto;align-items:center}
.stry .txtblk{padding-right:20px}
.stry .scthd{font-size:36px;font-weight:700;color:#2a2a2a;margin:0 0 28px;position:relative;padding-left:20px}
.stry .scthd::before{content:'';position:absolute;left:0;top:50%;transform:translateY(-50%);width:5px;height:60%;background:linear-gradient(180deg,#C84427 0%,#1F4AB5 100%);border-radius:3px}
.stry .prg{font-size:17px;line-height:1.7;color:#555;margin:0 0 20px}
.stry .imgwrp{position:relative}
.stry .imgwrp img{width:100%;height:480px;object-fit:cover;border-radius:20px;box-shadow:0 16px 48px #0000001f}
.stry .imgwrp::after{content:'';position:absolute;bottom:-20px;right:-20px;width:200px;height:200px;background:linear-gradient(135deg,#c8442726 0%,#1f4ab526 100%);border-radius:20px;z-index:-1}
.vlus{background:linear-gradient(225deg,#f0f2f5 0%,#fff 60%);padding:90px 20px}
.vlus .cnthld{max-width:1200px;margin:0 auto}
.vlus .scthd{font-size:38px;font-weight:700;color:#2a2a2a;text-align:center;margin:0 0 60px}
.vlus .grdlay{display:grid;grid-template-columns:repeat(3,1fr);gap:40px}
.vlus .vcard{background:#fff;padding:40px 30px;border-radius:16px;box-shadow:0 8px 24px #00000014;transition:all .3s ease;position:relative;overflow:hidden}
.vlus .vcard::before{content:'';position:absolute;top:0;left:0;width:100%;height:4px;background:linear-gradient(90deg,#C84427 0%,#1F4AB5 100%);transform:scaleX(0);transition:transform .3s ease;transform-origin:left}
.vlus .vcard:hover{transform:translateY(-6px);box-shadow:0 16px 40px #00000024}
.vlus .vcard:hover::before{transform:scaleX(1)}
.vlus .vcard .icnwrp{width:64px;height:64px;background:linear-gradient(135deg,#FFD9AE 0%,#ffebda 100%);border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:24px}
.vlus .vcard .icnwrp i{font-size:32px;color:#C84427}
.vlus .vcard .vhdg{font-size:22px;font-weight:700;color:#2a2a2a;margin:0 0 16px}
.vlus .vcard .vprg{font-size:16px;line-height:1.6;color:#666;margin:0}
.tmblk{padding:90px 20px;max-width:1200px;margin:0 auto}
.tmblk .scthd{font-size:38px;font-weight:700;color:#2a2a2a;text-align:center;margin:0 0 20px}
.tmblk .sctintro{font-size:18px;line-height:1.6;color:#555;text-align:center;max-width:700px;margin:0 auto 60px}
.tmblk .tmgrd{display:grid;grid-template-columns:1fr 1fr;gap:50px}
.tmblk .tmcrd{background:#fff;border:2px solid #f0f0f0;border-radius:18px;padding:0;overflow:hidden;transition:all .3s ease}
.tmblk .tmcrd:hover{border-color:#1F4AB5;box-shadow:0 12px 32px #1f4ab51f;transform:translateY(-4px)}
.tmblk .tmcrd .imghldr{width:100%;height:320px;overflow:hidden;position:relative}
.tmblk .tmcrd .imghldr img{width:100%;height:100%;object-fit:cover;transition:transform .4s ease}
.tmblk .tmcrd:hover .imghldr img{transform:scale(1.05)}
.tmblk .tmcrd .infoblk{padding:32px}
.tmblk .tmcrd .nmtxt{font-size:24px;font-weight:700;color:#2a2a2a;margin:0 0 8px}
.tmblk .tmcrd .rltxt{font-size:16px;font-weight:600;color:#C84427;margin:0 0 16px;text-transform:uppercase;letter-spacing:.5px}
.tmblk .tmcrd .biotxt{font-size:16px;line-height:1.7;color:#666;margin:0}
.msn{background:linear-gradient(158deg,#1F4AB5 0%,#2b5dcc 50%,#1F4AB5 100%);padding:80px 20px;position:relative;overflow:hidden}
.msn::before{content:'';position:absolute;top:0;left:0;width:100%;height:100%;background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.05'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");opacity:.4}
.msn .cntwrp{max-width:900px;margin:0 auto;text-align:center;position:relative;z-index:2}
.msn .scthd{font-size:40px;font-weight:700;color:#fff;margin:0 0 28px}
.msn .msnprg{font-size:19px;line-height:1.7;color:#e8ecf5;margin:0 0 20px}
.msn .highlgt{background:#ffffff26;padding:32px;border-radius:16px;border:1px solid #fff3;margin-top:40px}
.msn .highlgt .qttxt{font-size:22px;font-weight:600;color:#fff;line-height:1.6;margin:0;font-style:italic}
@media (max-width: 1024px) {
.stry{grid-template-columns:1fr;gap:40px;padding:80px 20px}
.stry .txtblk{padding-right:0}
.vlus .grdlay{grid-template-columns:1fr;gap:30px}
.tmblk .tmgrd{grid-template-columns:1fr;gap:40px}
}
@media (max-width: 768px) {
.hro{padding:60px 20px}
.hro .hdtxt{font-size:36px}
.hro .sbttl{font-size:18px}
.stry .scthd{font-size:30px}
.stry .imgwrp img{height:320px}
.vlus{padding:70px 20px}
.vlus .scthd{font-size:32px;margin-bottom:40px}
.tmblk{padding:70px 20px}
.tmblk .scthd{font-size:32px}
.tmblk .tmcrd .imghldr{height:280px}
.msn{padding:60px 20px}
.msn .scthd{font-size:32px}
}
@media (max-width: 480px) {
.hro .hdtxt{font-size:28px}
.stry{padding:60px 20px}
.stry .scthd{font-size:26px}
.vlus .scthd{font-size:28px}
.vlus .vcard{padding:30px 24px}
.tmblk .scthd{font-size:28px}
.msn .scthd{font-size:28px}
.msn .msnprg{font-size:17px}
}
.intlhero{background:linear-gradient(143deg,#FFD9AE 0%,#fff 45%,#f8f9fa 100%);padding:80px 20px 100px;position:relative;overflow:hidden}
.intlhero::before{content:'';position:absolute;top:-50%;right:-10%;width:600px;height:600px;background:linear-gradient(217deg,#1f4ab514,transparent 70%);border-radius:50%}
.intlhero::after{content:'';position:absolute;bottom:-30%;left:-5%;width:500px;height:500px;background:linear-gradient(137deg,#c844270f,transparent 65%);border-radius:50%}
.intlwrap{max-width:1440px;margin:0 auto;position:relative;z-index:2}
.intltoprow{display:flex;flex-direction:column;gap:60px;align-items:center}
.intlleftcol{max-width:780px}
.intlleftcol h1{font-size:48px;line-height:1.2;color:#1a1a1a;margin:0 0 24px;font-weight:700}
.intlleftcol h1::before{content:'';display:inline-block;width:50px;height:4px;background:linear-gradient(90deg,#C84427,#1F4AB5);margin-right:16px;vertical-align:middle;border-radius:2px}
.intlleftcol p{font-size:18px;line-height:1.7;color:#2c2c2c;margin:0 0 20px}
.intlleftcol p:last-of-type{margin-bottom:0}
.intlrightcol{width:100%;max-width:520px}
.intlrightcol img{width:100%;height:auto;border-radius:20px;box-shadow:0 16px 48px #0000001f;transition:transform .4s ease,box-shadow .4s ease}
.intlrightcol img:hover{transform:translateY(-8px);box-shadow:0 24px 64px #00000029}
.intlfeatsect{background:#fff;padding:100px 20px}
.intlfeatwrap{max-width:1440px;margin:0 auto}
.intlfeathead{text-align:center;margin-bottom:70px}
.intlfeathead h2{font-size:40px;line-height:1.3;color:#1a1a1a;margin:0 0 20px;font-weight:700;position:relative;display:inline-block}
.intlfeathead h2::after{content:'';position:absolute;bottom:-10px;left:50%;transform:translateX(-50%);width:80px;height:3px;background:linear-gradient(90deg,#1F4AB5,#C84427);border-radius:2px}
.intlfeathead p{font-size:18px;line-height:1.6;color:#3a3a3a;max-width:700px;margin:0 auto}
.intlfeatgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:40px}
.intlfeatitem{background:linear-gradient(135deg,#fff 0%,#f9fafb 100%);border:2px solid #e8eaed;border-radius:16px;padding:40px 32px;transition:all .3s ease;position:relative;overflow:hidden}
.intlfeatitem::before{content:'';position:absolute;top:0;left:0;width:100%;height:4px;background:linear-gradient(90deg,#C84427,#1F4AB5,#FFD9AE);transform:scaleX(0);transform-origin:left;transition:transform .4s ease}
.intlfeatitem:hover{transform:translateY(-6px);box-shadow:0 20px 48px #0000001a;border-color:#1F4AB5}
.intlfeatitem:hover::before{transform:scaleX(1)}
.intlfeatico{width:64px;height:64px;margin-bottom:24px;display:flex;align-items:center;justify-content:center;background:linear-gradient(135deg,#FFD9AE 0%,#ffecd4 100%);border-radius:12px;transition:transform .3s ease}
.intlfeatitem:hover .intlfeatico{transform:rotate(5deg) scale(1.08)}
.intlfeatico svg{width:32px;height:32px}
.intlfeatitem h3{font-size:24px;line-height:1.4;color:#1a1a1a;margin:0 0 16px;font-weight:600}
.intlfeatitem p{font-size:16px;line-height:1.6;color:#3a3a3a;margin:0}
.intlstepssect{background:linear-gradient(168deg,#f8f9fa 0%,#fff 50%,#FFD9AE 100%);padding:100px 20px;position:relative}
.intlstepssect::before{content:'';position:absolute;top:10%;left:5%;width:300px;height:300px;background:radial-gradient(circle,#1f4ab50f 0%,transparent 70%);border-radius:50%}
.intlstepwrap{max-width:1440px;margin:0 auto;position:relative;z-index:2}
.intlstephead{max-width:800px;margin-bottom:60px}
.intlstephead h2{font-size:40px;line-height:1.3;color:#1a1a1a;margin:0 0 20px;font-weight:700}
.intlstephead h2::before{content:'→';display:inline-block;color:#C84427;margin-right:12px;font-size:44px;vertical-align:middle}
.intlstephead p{font-size:18px;line-height:1.6;color:#2c2c2c;margin:0}
.intlstepgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:32px}
.intlstepcard{background:#fff;border-radius:20px;padding:36px 32px;box-shadow:0 8px 24px #00000014;position:relative;transition:all .3s ease;border:2px solid transparent}
.intlstepcard:hover{transform:translateY(-5px);box-shadow:0 16px 40px #0000001f;border-color:#1F4AB5}
.intlstepnum{position:absolute;top:-20px;left:32px;width:48px;height:48px;background:linear-gradient(135deg,#C84427,#1F4AB5);border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:22px;font-weight:700;color:#fff;box-shadow:0 6px 16px #c844274d}
.intlstepcard h3{font-size:22px;line-height:1.4;color:#1a1a1a;margin:24px 0 16px;font-weight:600}
.intlstepcard p{font-size:16px;line-height:1.6;color:#3a3a3a;margin:0}
.intltestisect{background:#fff;padding:100px 20px}
.intltestiwrap{max-width:1440px;margin:0 auto}
.intltestihead{text-align:center;margin-bottom:70px}
.intltestihead h2{font-size:40px;line-height:1.3;color:#1a1a1a;margin:0 0 20px;font-weight:700}
.intltestihead p{font-size:18px;line-height:1.6;color:#3a3a3a;max-width:700px;margin:0 auto}
.intltestigrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(340px,1fr));gap:36px}
.intltesticard{background:linear-gradient(145deg,#f8f9fa 0%,#fff 100%);border-radius:18px;padding:40px 32px;box-shadow:0 10px 32px #00000014;transition:all .3s ease;position:relative;border:2px solid #e8eaed}
.intltesticard::before{content:'"';position:absolute;top:16px;left:28px;font-size:72px;color:#1f4ab51a;font-family:Georgia,serif;line-height:1}
.intltesticard:hover{transform:translateY(-6px);box-shadow:0 20px 52px #0000001f;border-color:#C84427}
.intltestiprof{display:flex;align-items:center;gap:16px;margin-bottom:24px}
.intltestiimg{width:64px;height:64px;border-radius:50%;overflow:hidden;border:3px solid #FFD9AE;flex-shrink:0}
.intltestiimg img{width:100%;height:100%;object-fit:cover}
.intltestiinfo h4{font-size:18px;line-height:1.3;color:#1a1a1a;margin:0 0 6px;font-weight:600}
.intltestiinfo p{font-size:14px;line-height:1.4;color:#5a5a5a;margin:0}
.intltesticard > p{font-size:16px;line-height:1.7;color:#2c2c2c;margin:0;position:relative;z-index:1}
.intlctasect{background:linear-gradient(152deg,#1F4AB5 0%,#C84427 100%);padding:80px 20px;position:relative;overflow:hidden}
.intlctasect::before{content:'';position:absolute;top:-40%;right:-10%;width:500px;height:500px;background:radial-gradient(circle,#ffd9ae26 0%,transparent 70%);border-radius:50%}
.intlctasect::after{content:'';position:absolute;bottom:-30%;left:-8%;width:450px;height:450px;background:radial-gradient(circle,#ffffff14 0%,transparent 70%);border-radius:50%}
.intlctawrap{max-width:1440px;margin:0 auto;text-align:center;position:relative;z-index:2}
.intlctawrap h2{font-size:42px;line-height:1.3;color:#fff;margin:0 0 20px;font-weight:700}
.intlctawrap p{font-size:19px;line-height:1.6;color:#fffffff2;margin:0 0 40px;max-width:720px;margin-left:auto;margin-right:auto}
.intlctabtns{display:flex;gap:20px;justify-content:center;flex-wrap:wrap}
.intlctabtn{display:inline-block;padding:16px 40px;font-size:17px;font-weight:600;text-decoration:none;border-radius:12px;transition:all .3s ease;position:relative;z-index:10;border:2px solid transparent}
.intlctabtn.primary{background:#fff;color:#1F4AB5;box-shadow:0 8px 24px #00000026}
.intlctabtn.primary:hover{transform:translateY(-4px);box-shadow:0 12px 32px #0003;background:#FFD9AE;color:#1a1a1a}
.intlctabtn.secondary{background:transparent;color:#fff;border-color:#ffffff80}
.intlctabtn.secondary:hover{background:#ffffff26;border-color:#fff;transform:translateY(-4px)}
@media (min-width: 768px) {
.intltoprow{flex-direction:row;justify-content:space-between;align-items:center;gap:80px}
.intlleftcol{flex:1}
.intlrightcol{flex-shrink:0}
}
@media (max-width: 767px) {
.intlhero{padding:60px 20px 70px}
.intlleftcol h1{font-size:36px;margin-bottom:20px}
.intlleftcol h1::before{width:40px;height:3px;margin-right:12px}
.intlleftcol p{font-size:16px}
.intlfeathead h2,.intlstephead h2,.intltestihead h2,.intlctawrap h2{font-size:32px}
.intlfeathead p,.intlstephead p,.intltestihead p,.intlctawrap p{font-size:16px}
.intlfeatgrid,.intlstepgrid,.intltestigrid{grid-template-columns:1fr;gap:28px}
.intlfeatitem,.intlstepcard,.intltesticard{padding:32px 24px}
.intlfeatsect,.intlstepssect,.intltestisect{padding:70px 20px}
.intlctasect{padding:60px 20px}
.intlctawrap h2{font-size:32px}
.intlctabtns{flex-direction:column;align-items:stretch}
.intlctabtn{text-align:center}
}
.cpwrap{max-width:1440px;margin:0 auto;padding:0 20px}
.cpherotop{padding:80px 20px 60px;background:linear-gradient(135deg,#FFD9AE 0%,#fff 100%);text-align:center}
.cpherotop h1{font-size:42px;color:#1F4AB5;margin:0 0 16px;font-weight:700}
.cpherotop .updatedate{font-size:15px;color:#666;margin:0 0 24px}
.cpherotop .introtxt{max-width:820px;margin:0 auto;font-size:17px;line-height:1.6;color:#333}
.cpcontainer{max-width:920px;margin:0 auto;padding:60px 20px 80px}
.cpsection{margin:0 0 48px}
.cpsection h2{font-size:28px;color:#C84427;margin:0 0 20px;font-weight:600;position:relative;padding-left:20px}
.cpsection h2::before{content:'';position:absolute;left:0;top:8px;width:4px;height:24px;background:linear-gradient(180deg,#C84427 0%,#1F4AB5 100%);border-radius:2px}
.cpsection h3{font-size:22px;color:#1F4AB5;margin:32px 0 16px;font-weight:600}
.cpsection p{font-size:16px;line-height:1.7;color:#444;margin:0 0 16px}
.cpsection ul{margin:0 0 16px;padding-left:24px}
.cpsection li{font-size:16px;line-height:1.7;color:#444;margin:0 0 10px}
.cpsection strong{color:#1F4AB5;font-weight:600}
.cookietypes{display:grid;grid-template-columns:1fr;gap:20px;margin:28px 0}
.cookiecard{background:#fff;border:2px solid #FFD9AE;border-radius:12px;padding:24px;transition:all .3s ease}
.cookiecard:hover{border-color:#C84427;box-shadow:0 6px 20px #c8442726;transform:translateY(-3px)}
.cookiecard h4{font-size:19px;color:#C84427;margin:0 0 12px;font-weight:600}
.cookiecard p{font-size:15px;line-height:1.6;color:#555;margin:0}
.infobox{background:linear-gradient(120deg,#f8f9fa 0%,#FFD9AE 100%);border-left:4px solid #1F4AB5;padding:24px 28px;border-radius:8px;margin:28px 0}
.infobox p{margin:0;font-size:16px;line-height:1.6;color:#333}
.contactblock{background:#1F4AB5;color:#fff;padding:40px;border-radius:16px;margin:48px 0 0;text-align:center}
.contactblock h3{color:#fff;font-size:24px;margin:0 0 16px;font-weight:600}
.contactblock p{color:#fff;margin:0 0 24px;font-size:16px;line-height:1.6}
.contactblock a{color:#FFD9AE;text-decoration:none;font-weight:600;border-bottom:2px solid #FFD9AE;transition:all .3s ease}
.contactblock a:hover{color:#fff;border-bottom-color:#fff}
.ctabtn{display:inline-block;background:#C84427;color:#fff;padding:14px 32px;border-radius:8px;text-decoration:none;font-weight:600;font-size:16px;margin:12px 8px 0;transition:all .3s ease}
.ctabtn:hover{background:#a63620;transform:translateY(-2px);box-shadow:0 6px 16px #c844274d}
@media (min-width: 768px) {
.cpherotop{padding:100px 40px 80px}
.cpherotop h1{font-size:52px}
.cpcontainer{padding:80px 40px 100px}
.cookietypes{grid-template-columns:repeat(2,1fr);gap:24px}
.contactblock{padding:50px 60px}
}
@media (min-width: 1024px) {
.cpherotop h1{font-size:58px}
.cpsection h2{font-size:32px}
}
.privwrap{max-width:1440px;margin:0 auto;padding:0}
.privhero{background:linear-gradient(127deg,#FFD9AE 0%,#fff 45%,#f8f9fa 100%);padding:80px 20px 60px;position:relative;overflow:hidden}
.privhero::before{content:'';position:absolute;top:-50%;right:-10%;width:600px;height:600px;background:radial-gradient(circle,#c8442714 0%,transparent 70%);border-radius:50%}
.privhero::after{content:'';position:absolute;bottom:-30%;left:-5%;width:400px;height:400px;background:radial-gradient(circle,#1f4ab50f 0%,transparent 70%);border-radius:50%}
.herocnt{max-width:900px;margin:0 auto;position:relative;z-index:2}
.herocnt h1{font-size:48px;line-height:1.2;color:#1a1a1a;margin:0 0 16px;font-weight:700}
.herocnt .subline{font-size:18px;color:#4a4a4a;line-height:1.6;margin:0 0 12px}
.herocnt .lastupd{font-size:14px;color:#6a6a6a;display:inline-block;padding:8px 16px;background:#fff9;border-radius:6px;margin-top:8px}
.polcnt{background:#fff;padding:60px 20px 80px}
.polcnt .polcntinner{max-width:900px;margin:0 auto}
.polsec{margin-bottom:48px;position:relative}
.polsec h2{font-size:32px;color:#1a1a1a;margin:0 0 20px;font-weight:700;position:relative;padding-left:20px}
.polsec h2::before{content:'';position:absolute;left:0;top:8px;width:6px;height:28px;background:linear-gradient(180deg,#C84427 0%,#1F4AB5 100%);border-radius:3px}
.polsec h3{font-size:24px;color:#2a2a2a;margin:32px 0 16px;font-weight:600}
.polsec p{font-size:16px;line-height:1.8;color:#3a3a3a;margin:0 0 16px}
.polsec ul{margin:16px 0;padding-left:24px}
.polsec ul li{font-size:16px;line-height:1.8;color:#3a3a3a;margin-bottom:12px;position:relative;padding-left:8px}
.polsec ul li::marker{color:#C84427}
.polsec strong{color:#1a1a1a;font-weight:600}
.infobx{background:linear-gradient(135deg,#ffd9ae33 0%,#1f4ab50d 100%);border-left:4px solid #1F4AB5;padding:24px;margin:28px 0;border-radius:8px}
.infobx p{margin:0;font-size:16px;line-height:1.7;color:#2a2a2a}
.datarow{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:24px;margin:32px 0}
.datacard{background:#f8f9fa;padding:28px;border-radius:12px;border:1px solid #e0e0e0;transition:all .3s ease;position:relative;overflow:hidden}
.datacard::before{content:'';position:absolute;top:0;left:0;width:100%;height:4px;background:linear-gradient(90deg,#C84427 0%,#1F4AB5 100%);transform:scaleX(0);transform-origin:left;transition:transform .3s ease}
.datacard:hover{transform:translateY(-4px);box-shadow:0 12px 24px #00000014;border-color:#C84427}
.datacard:hover::before{transform:scaleX(1)}
.datacard h4{font-size:20px;color:#1a1a1a;margin:0 0 12px;font-weight:600}
.datacard p{font-size:15px;line-height:1.7;color:#4a4a4a;margin:0}
.ctctsec{background:linear-gradient(245deg,#f8f9fa 0%,#fff 100%);padding:48px 28px;border-radius:16px;margin-top:48px;border:2px solid #e8e8e8;position:relative}
.ctctsec::before{content:'';position:absolute;top:-2px;left:-2px;right:-2px;bottom:-2px;background:linear-gradient(135deg,#C84427 0%,#1F4AB5 100%);border-radius:16px;opacity:0;transition:opacity .3s ease;z-index:-1}
.ctctsec:hover::before{opacity:.15}
.ctctsec h2{font-size:28px;color:#1a1a1a;margin:0 0 20px;font-weight:700}
.ctctsec h2::before{display:none}
.ctctsec p{font-size:16px;line-height:1.7;color:#3a3a3a;margin:0 0 24px}
.ctctinfo{display:flex;flex-direction:column;gap:16px}
.ctctitem{display:flex;align-items:center;gap:12px;font-size:16px;color:#2a2a2a}
.ctctitem svg{flex-shrink:0;width:24px;height:24px}
.ctctitem a{color:#1F4AB5;text-decoration:none;transition:color .2s ease}
.ctctitem a:hover{color:#C84427;text-decoration:underline}
.divline{height:2px;background:linear-gradient(90deg,transparent 0%,#C84427 20%,#1F4AB5 80%,transparent 100%);margin:48px 0;border-radius:2px}
@media (max-width: 768px) {
.privhero{padding:60px 20px 40px}
.herocnt h1{font-size:36px}
.herocnt .subline{font-size:16px}
.polcnt{padding:40px 20px 60px}
.polsec h2{font-size:26px}
.polsec h3{font-size:20px}
.datarow{grid-template-columns:1fr;gap:16px}
.ctctsec{padding:32px 20px}
}
@media (max-width: 480px) {
.herocnt h1{font-size:28px}
.polsec h2{font-size:22px;padding-left:16px}
.polsec h2::before{width:4px;height:22px}
}
.refndpolicy{max-width:1440px;margin:0 auto;padding:0}
.refndpolicy .topbanner{background:linear-gradient(125deg,#C84427 0%,#1F4AB5 100%);padding:80px 24px;text-align:center;position:relative;overflow:hidden}
.refndpolicy .topbanner::before{content:'';position:absolute;top:-50%;right:-10%;width:500px;height:500px;background:#ffd9ae26;border-radius:50%}
.refndpolicy .topbanner::after{content:'';position:absolute;bottom:-30%;left:-5%;width:400px;height:400px;background:#ffd9ae1a;border-radius:50%}
.refndpolicy .bnrtitle{font-size:48px;font-weight:700;color:#fff;margin:0 0 16px;position:relative;z-index:2;letter-spacing:-.5px}
.refndpolicy .bnrsub{font-size:18px;color:#fffffff2;max-width:680px;margin:0 auto;line-height:1.6;position:relative;z-index:2}
.refndpolicy .plcycontainer{display:grid;grid-template-columns:300px 1fr;gap:60px;padding:80px 24px;max-width:1200px;margin:0 auto}
.refndpolicy .sidenavholder{position:sticky;top:24px;height:fit-content}
.refndpolicy .navtitle{font-size:14px;font-weight:600;text-transform:uppercase;letter-spacing:1px;color:#1F4AB5;margin:0 0 20px}
.refndpolicy .navlist{list-style:none;padding:0;margin:0}
.refndpolicy .navitem{margin:0 0 12px}
.refndpolicy .navlink{display:block;padding:10px 16px;color:#333;text-decoration:none;border-left:3px solid transparent;transition:all .3s ease;font-size:15px;line-height:1.4}
.refndpolicy .navlink:hover{border-left-color:#C84427;background:#c844270d;transform:translateX(4px)}
.refndpolicy .navlink--active{border-left-color:#C84427;color:#C84427;font-weight:600;background:#c8442714}
.refndpolicy .maincontent{min-width:0}
.refndpolicy .plcysection{margin:0 0 64px;scroll-margin-top:80px}
.refndpolicy .plcysection:last-child{margin-bottom:0}
.refndpolicy .sectitle{font-size:32px;font-weight:700;color:#1F4AB5;margin:0 0 24px;position:relative;display:inline-block}
.refndpolicy .sectitle::after{content:'';position:absolute;bottom:-8px;left:0;width:60px;height:4px;background:linear-gradient(90deg,#C84427 0%,#FFD9AE 100%);border-radius:2px}
.refndpolicy .plcytext{font-size:16px;line-height:1.7;color:#333;margin:0 0 20px}
.refndpolicy .plcytext:last-child{margin-bottom:0}
.refndpolicy .highlight{color:#C84427;font-weight:600}
.refndpolicy .termlist{list-style:none;padding:0;margin:24px 0}
.refndpolicy .termitem{padding:20px 24px;background:linear-gradient(135deg,#1f4ab50a 0%,#ffd9ae14 100%);margin:0 0 16px;border-radius:8px;border-left:4px solid #1F4AB5;transition:all .3s ease}
.refndpolicy .termitem:hover{transform:translateX(6px);box-shadow:0 4px 16px #1f4ab51f;border-left-color:#C84427}
.refndpolicy .termhead{font-size:18px;font-weight:600;color:#1F4AB5;margin:0 0 12px;display:flex;align-items:center;gap:12px}
.refndpolicy .termhead::before{content:'';width:8px;height:8px;background:#C84427;border-radius:50%;flex-shrink:0}
.refndpolicy .termdesc{font-size:15px;line-height:1.6;color:#555;margin:0}
.refndpolicy .infogrid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px;margin:32px 0}
.refndpolicy .infocard{background:#fff;padding:28px;border-radius:12px;box-shadow:0 2px 12px #0000000f;border-top:3px solid #1F4AB5;transition:all .3s ease}
.refndpolicy .infocard:hover{transform:translateY(-4px);box-shadow:0 8px 24px #0000001f}
.refndpolicy .cardicon{width:48px;height:48px;background:linear-gradient(135deg,#C84427 0%,#1F4AB5 100%);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 0 16px}
.refndpolicy .cardicon svg{width:24px;height:24px;fill:#fff}
.refndpolicy .cardtitle{font-size:18px;font-weight:600;color:#1F4AB5;margin:0 0 12px}
.refndpolicy .carddesc{font-size:15px;line-height:1.6;color:#555;margin:0}
.refndpolicy .stepcont{margin:32px 0}
.refndpolicy .stepitem{display:flex;gap:24px;margin:0 0 32px;position:relative}
.refndpolicy .stepitem:last-child{margin-bottom:0}
.refndpolicy .stepitem:not(:last-child)::after{content:'';position:absolute;left:23px;top:56px;width:2px;height:calc(100% - 40px);background:linear-gradient(180deg,#1F4AB5 0%,#FFD9AE 100%)}
.refndpolicy .stepnum{width:48px;height:48px;background:linear-gradient(135deg,#C84427 0%,#1F4AB5 100%);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:20px;font-weight:700;color:#fff;flex-shrink:0;box-shadow:0 4px 12px #c844274d}
.refndpolicy .stepdetails{flex:1;padding-top:4px}
.refndpolicy .steptitle{font-size:20px;font-weight:600;color:#1F4AB5;margin:0 0 12px}
.refndpolicy .stepdesc{font-size:15px;line-height:1.6;color:#555;margin:0}
.refndpolicy .contactbox{background:linear-gradient(120deg,#1f4ab514 0%,#c8442714 100%);padding:40px;border-radius:16px;margin:48px 0 0;text-align:center;position:relative;overflow:hidden}
.refndpolicy .contactbox::before{content:'';position:absolute;top:-50px;right:-50px;width:200px;height:200px;background:radial-gradient(circle,#ffd9ae4d 0%,transparent 70%);border-radius:50%}
.refndpolicy .contacttitle{font-size:24px;font-weight:700;color:#1F4AB5;margin:0 0 16px;position:relative;z-index:2}
.refndpolicy .contacttext{font-size:16px;line-height:1.6;color:#555;margin:0 0 24px;position:relative;z-index:2}
.refndpolicy .ctabtn{display:inline-block;padding:14px 36px;background:linear-gradient(135deg,#C84427 0%,#1F4AB5 100%);color:#fff;text-decoration:none;border-radius:8px;font-size:16px;font-weight:600;transition:all .3s ease;box-shadow:0 4px 16px #c8442740;position:relative;z-index:2}
.refndpolicy .ctabtn:hover{transform:translateY(-3px);box-shadow:0 8px 24px #c8442759}
@media (max-width: 1024px) {
.refndpolicy .plcycontainer{grid-template-columns:1fr;gap:40px}
.refndpolicy .sidenavholder{position:static;background:#1f4ab50a;padding:24px;border-radius:12px}
.refndpolicy .navlist{display:flex;flex-wrap:wrap;gap:8px}
.refndpolicy .navitem{margin:0}
.refndpolicy .navlink{border-left:none;border-bottom:3px solid transparent;padding:8px 16px}
.refndpolicy .navlink:hover,.refndpolicy .navlink--active{transform:translateX(0);border-bottom-color:#C84427}
.refndpolicy .infogrid{grid-template-columns:1fr}
}
@media (max-width: 768px) {
.refndpolicy .topbanner{padding:60px 20px}
.refndpolicy .bnrtitle{font-size:36px}
.refndpolicy .bnrsub{font-size:16px}
.refndpolicy .plcycontainer{padding:60px 20px}
.refndpolicy .sectitle{font-size:26px}
.refndpolicy .contactbox{padding:32px 24px}
.refndpolicy .stepitem{gap:16px}
.refndpolicy .stepnum{width:40px;height:40px;font-size:18px}
.refndpolicy .stepitem:not(:last-child)::after{left:19px}
}
@media (max-width: 480px) {
.refndpolicy .bnrtitle{font-size:28px}
.refndpolicy .sectitle{font-size:22px}
.refndpolicy .navlist{flex-direction:column}
.refndpolicy .termitem{padding:16px 20px}
.refndpolicy .infocard{padding:20px}
}
.sucpg{max-width:1440px;margin:0 auto;padding:0}
.sucmain{background:linear-gradient(142deg,#FFD9AE 0%,#fff 45%,#f8f9fa 100%);padding:80px 20px;position:relative;overflow:hidden}
.sucmain::before{content:'';position:absolute;top:-50%;right:-20%;width:600px;height:600px;background:radial-gradient(circle,#1f4ab514 0%,transparent 70%);border-radius:50%}
.sucmain::after{content:'';position:absolute;bottom:-30%;left:-15%;width:500px;height:500px;background:radial-gradient(circle,#c844270f 0%,transparent 70%);border-radius:50%}
.sucholder{max-width:680px;margin:0 auto;text-align:center;position:relative;z-index:2}
.sucicon{width:96px;height:96px;margin:0 auto 32px;background:linear-gradient(135deg,#1F4AB5 0%,#3d6dd9 100%);border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:0 12px 32px #1f4ab533 0 4px 12px #1f4ab526;animation:sucpulse 2s ease-in-out infinite}
@keyframes sucpulse {
0%,100%{transform:scale(1);box-shadow:0 12px 32px #1f4ab533 0 4px 12px #1f4ab526}
50%{transform:scale(1.05);box-shadow:0 16px 40px #1f4ab540 0 6px 16px #1f4ab533}
}
.sucicon svg{width:48px;height:48px;fill:#fff}
.suchdr{font-size:42px;font-weight:700;color:#1a1a1a;margin:0 0 20px;line-height:1.2}
.suctxt{font-size:18px;color:#4a4a4a;line-height:1.7;margin:0 0 16px}
.sucemphasis{font-size:16px;color:#6a6a6a;line-height:1.6;margin:0 0 40px}
.sucref{display:inline-block;background:linear-gradient(135deg,#C84427 0%,#e05839 100%);color:#fff;padding:16px 40px;border-radius:8px;text-decoration:none;font-size:17px;font-weight:600;transition:all .3s ease;box-shadow:0 8px 20px #c8442740;position:relative;z-index:10}
.sucref:hover{transform:translateY(-3px);box-shadow:0 12px 28px #c8442759;background:linear-gradient(135deg,#d94c2f 0%,#e05839 100%)}
.sucref:active{transform:translateY(-1px)}
.detailarea{padding:100px 20px;background:#fff}
.detailholder{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:repeat(3,1fr);gap:40px}
.detailcard{background:#fafbfc;padding:40px 32px;border-radius:16px;border:2px solid #e8eaed;position:relative;transition:all .3s ease}
.detailcard:hover{transform:translateY(-6px);box-shadow:0 16px 40px #00000014;border-color:#1F4AB5}
.detailcard::before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,#1F4AB5 0%,#C84427 100%);border-radius:16px 16px 0 0;opacity:0;transition:opacity .3s ease}
.detailcard:hover::before{opacity:1}
.detailicon{width:64px;height:64px;margin:0 0 24px;background:linear-gradient(135deg,#FFD9AE 0%,#ffecd4 100%);border-radius:12px;display:flex;align-items:center;justify-content:center}
.detailicon svg{width:32px;height:32px;fill:#C84427}
.detailtitle{font-size:22px;font-weight:700;color:#1a1a1a;margin:0 0 16px;line-height:1.3}
.detaildesc{font-size:16px;color:#5a5a5a;line-height:1.65;margin:0}
.nextarea{padding:80px 20px;background:linear-gradient(225deg,#f5f7fa 0%,#fff 100%)}
.nextholder{max-width:900px;margin:0 auto;text-align:center}
.nexthdr{font-size:36px;font-weight:700;color:#1a1a1a;margin:0 0 24px;line-height:1.3}
.nexttxt{font-size:17px;color:#4a4a4a;line-height:1.7;margin:0 0 40px;max-width:700px;margin-left:auto;margin-right:auto}
.nextbtns{display:flex;gap:20px;justify-content:center;flex-wrap:wrap}
.nextbtn--primary{display:inline-block;background:linear-gradient(135deg,#1F4AB5 0%,#3d6dd9 100%);color:#fff;padding:16px 36px;border-radius:8px;text-decoration:none;font-size:16px;font-weight:600;transition:all .3s ease;box-shadow:0 8px 20px #1f4ab533}
.nextbtn--primary:hover{transform:translateY(-3px);box-shadow:0 12px 28px #1f4ab54d;background:linear-gradient(135deg,#2855c7 0%,#3d6dd9 100%)}
.nextbtn--secondary{display:inline-block;background:#fff;color:#1F4AB5;padding:16px 36px;border-radius:8px;text-decoration:none;font-size:16px;font-weight:600;border:2px solid #1F4AB5;transition:all .3s ease}
.nextbtn--secondary:hover{background:#1F4AB5;color:#fff;transform:translateY(-3px);box-shadow:0 8px 20px #1f4ab533}
@media (max-width: 992px) {
.detailholder{grid-template-columns:repeat(2,1fr);gap:32px}
.suchdr{font-size:36px}
.nexthdr{font-size:32px}
}
@media (max-width: 768px) {
.sucmain{padding:60px 20px}
.detailarea{padding:60px 20px}
.nextarea{padding:60px 20px}
.detailholder{grid-template-columns:1fr;gap:24px}
.suchdr{font-size:32px}
.suctxt{font-size:17px}
.sucicon{width:80px;height:80px}
.sucicon svg{width:40px;height:40px}
.nexthdr{font-size:28px}
.nextbtns{flex-direction:column;gap:16px}
.nextbtn--primary,.nextbtn--secondary{width:100%;max-width:320px}
}
@media (max-width: 480px) {
.suchdr{font-size:28px}
.suctxt{font-size:16px}
.sucref{padding:14px 32px;font-size:16px}
.detailcard{padding:32px 24px}
.detailtitle{font-size:20px}
}